For all of you with ING Direct accounts, (or those who were considering opening one) note that ING will be paying 4.75% APY on new deposits between January 19 and April 15. Note that they've structured it in such a way that you can't game the system by withdrawing then re-depositing money, but still, it's a pretty sweet deal. Three months of FDIC-insured 4.75% APY interest ain't too shabby.
I love this freaking bank.
***Update*** Note, today they did decrease rates on CDs, which kind of sucks. On Dec 14, they were offering 4.85% on a 5-year, now they've lowered it to 4.70%. I guess demand made them think it was a bit too good of a deal.
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